Civils Prelims 2019 Model Questions
TEST 3 (14 04 2019 )
Prepared
by :Praturi Potayya Sarma
1)Consider the
following statements:
1) Chhattisgarh is divided into 11 parliamentary
constituencies. This includes 4 ST parliamentary constituencies, 1 SC
parliamentary constituency and 6 general category parliamentary constituencies.
2) As per the latest data, the total number of electors for Lok
Sabha elections 2019 in the State are 1,89,99,251.
3) The percentage of female electorate is 49.91% of the total
electors
4) The number of first time electors in the age group of 18-19 years are
4,90,636 which is about 2.58% of the total number of electors in the state. In
the Lok Sabha election 2014, the total number of electors were 1,76,64,520 out
of which 49.35% were women electors
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 and 3 only
(c )1 and 3 only
(d) 1,2 , 3,4
Ans: d
2)Consider the
following statements:
1) Chaitra Sukladi, Ugadi,
2) Gudi Padava, Cheti Chand,
3) Navreh and Sajibu Cheiraoba
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 and 3 only
(c )1 and 3 only
(d) 1,2 and 3
Ans: d (UGADI IS
CELEBRATED WITH DIFERENT NAMES IN DIFFERENT PLACES)
3)Consider the
following statements:
1) India stands poised to reap the biggest demographic dividend
in history
2) healthy and agile youth was essential to achieve its dream
of inclusive and sustainable development and occupy its rightful place of
leadership in the world
3) the need to encourage children to be physically active
and be involved in sports and games right from school days to avoid NCDs.
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 and 3 only
(c )1 and 3 only
(d) 1,2 and 3
Ans:d
4)Consider the
following statements:
1) “Cutting edge research in disruptive technologies such as
Cybernetics and Artificial Intelligence (AI), including machine learning and
augmented reality are altering the paradigms of medical science”
2) primary health centres must serve as bulwarks in our battle
against cardiovascular disease, the Vice President stressed that transforming
PHCs into a robust, responsive and well equipped network of institutions was
important.
3) increase in the at-birth life expectancy from around 37
years in 1951 to around 68.3 years in 2011-15 has been the most noteworthy
achievement in the public health arena since Independence.
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 and 3 only
(c )1 and 3 only
(d) 1,2 and 3
Ans: d
5)Consider the
following statements:
1) Giving details about the upcoming Chandrayaan-2 mission, Dr
Sivan informed that the total cost of the mission is about Rs. 800 crore, which
includes Rs. 200 crore as the cost of launching and Rs. 600 crore for the
satellite. This cost, he said, is almost half of the launch cost if the same
mission had to be launched from a foreign launching site.
2) Chandrayaan-2 will be equipped with a lander and rover
probe, which will descend on the surface of the moon, from where it will
observe the lunar surface and send back data, which will be useful for analysis
of the lunar soil.
3) upcoming Moon mission “Chandrayaan-2”, expected to be
launched from Sriharikota around October-November this year.
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 and 3 only
(c )1 and 3 only
(d) 1,2 and 3
Ans:d
6)Consider the
following statements:
1) At present Bhilai Steel Plant gets its iron- ore supplies
from Dallirajhara mines.
2) Iron ore reserves of these mines are depleting day by day.
3) In future, Rowghat mines will be the primary source of iron
ore for Bhilai Steel Plant.
4) The much-awaited railway line, which connects Dallirajhara in Balod
district to Bhanupratappur in North Bastar was flagged off by the Prime
Minister
5) Dallirajhara-Rowghat – Jagdalpur line will reduce rail distance
between Raipur to Jagdalpur by about 260 kms. This will boost socio-economic
interaction between the capital of Chattisgarh and backward areas in and around
Bastar region.
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 and 3 only
(c )1 and 3 only
(d) 1,2 , 3,4,5
Ans: d
7)Consider the
following statements:
1) National Clean Air Programme (NCAP) is expected to play a
crucial role in addressing the increasing air pollution across the country
in a comprehensive manner.
2) The overall objective of the NCAP is comprehensive management
plan for prevention, control and abatement of air pollution besides augmenting
the air quality monitoring network across the country
3)
The NCAP focuses on collaborative and participatory approach covering all
sources of pollution and coordination between relevant Central Ministries,
State Governments, local bodies and other stakeholders.
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 and 3 only
(c )1 and 3 only
(d) 1,2 and 3
Ans: d
8)Consider the
following statements:
1) It is urged that the
Finance Commission to balance the need
for fiscal transfers to less developed states while simultaneously meeting the
growing aspirations and expectations of the people of the better performing
states.
2) Chairman,XV FC assured them that the fiscal needs of each
state will be individually assessed and their special characteristics will be
kept in view.
3) A progressive state like Tamil Nadu which has contributed
greatly to India’s prosperity would certainly receive the Finance Commission’s careful consideration
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 and 3 only
(c )1 and 3 only
(d) 1,2 and 3
Ans: d
9)Consider the
following statements:
1) At present, male senior citizens get 40 per cent while women
get 50 per cent concession on the total fare.
2) about 40 lakh esteemed senior citizens have voluntarily
given up concessions resulting in benefit of Rs. 77 crore savings to
Railways from this single initiative.
3) efforts of Senior Citizens of India for giving up subsidy
for travel in Indian Railways
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 and 3 only
(c )1 and 3 only
(d) 1,2 and 3
Ans: d
10)Consider the following
statements:
1)All police officers
should be re-trained on various aspects of sexual offences particularly those
related to collection and preservation of evidence.
2)A quick and timely professional investigation is the
only method in which a potential offender can be deterred but this can be done
only by the states as the police department is the state subject.
3) Forming a special cell
only for sexual offences or specially for sexual offences on children, would be
a significant step in this regard.
4) Section 21 of the POCSO Act states that any officer who
fails to report or record the commission of an offence under section 19/20 of
the Act is liable for punishment.
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 and 3 only
(c )1 and 3 only
(d) 1,2 , 3,4
Ans: d
11)Consider the
following statements:
1) Modern Indian civil service initially established by the
British underwent a metamorphosis after independence.
2) Sardar Vallabhbhai Patel, the chief architect of an
integrated India and the visionary ‘Iron’ man who established the ‘steel frame’
of all India services had succinctly envisaged this metamorphosis in his
stirring address to the civil service probationers at Metcalfe House in New
Delhi on 21st April, 1947:
3) “The service will now be free to or will have to adopt its true role
of national service without being trammelled by traditions and habits of the
past; officers must be guided by a real spirit of service in their day-to-day
administration, for in no other manner can they fit in the scheme of things.”
4) Civil Services have to reorient their approach to look upon
themselves as catalysts of change, as facilitators of change, as inspirational
leaders for an aspirational India.
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 and 3 only
(c )1 and 3 only
(d) 1,2 , 3,4
Ans: d
12) The water storage available in 91 major reservoirs of
the country for the week ending on April 19, 2018 was 38.989 BCM which is 24% of total storage capacity of these reservoirs.
Consider the following
statements:
1) The Eastern region includes States of Jharkhand, Odisha,
West Bengal and Tripura.
2) The northern region includes States of Himachal Pradesh,
Punjab and Rajasthan.
3) The Western region includes States of Gujarat and
Maharashtra.
4) The Central region includes States of Uttar Pradesh, Uttarakhand,
Madhya Pradesh and Chhattisgarh
5) The Southern region includes States of Andhra Pradesh, Telangana,
AP&TG (Two combined projects in both states), Karnataka, Kerala and Tamil
Nadu
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 and 3 only
(c )1 and 3 only
(d) 1,2 , 3,4,5
Ans: d
13)Consider the
following statements:
1) The
imprint of Adi Shankaracharya, who was born over 1,200 years ago in Kerala, is
still apparent in contemporary India and in fact in all parts of our country.
2) Way back in the 8th Century, he combined pride in India’s
earliest philosophical traditions with the realities of his age. He established
four peethas – in the north, south, east and west.
3) These peethas were and are different – and at once they were
and are the same. That is the beauty of India.
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 and 3 only
(c )1 and 3 only
(d) 1,2 and 3
Ans: d
14)Consider the
following statements:
1) India was known as ‘Vishwaguru’ in ancient times and the
world’s top learning centres like Nalanda, Takshashila, Pushpagiri and
Vikramshila were located here
2) We need to become world leaders in education and reduce
brain drain
3) Union Government
launched ‘Study in India’
programme to promote India as a destination for higher studies and attract
foreign students.
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 and 3 only
(c )1 and 3 only
(d) 1,2 and 3
Ans: d
15)Consider the
following :
1. India is now the largest consumer of mobile data in the
world with 11 gigabytes mobile data consumption per month
2. the increasing debt burden in LIDCs is, clearly, a
massive hindrance
3. LIDCs face challenges centered on equitable growth,
resilience, finance and partnerships, and leveraging external public and
private finance.
4. To mitigate the growing debt concerns of LIDCs, it is strongly urged
that the IMF and World Bank, and other international organizations must develop
and articulate a clear strategy for enhancing public debt transparency on both
the debtor and creditor side.
Which of the pairs
given above is / are correct ?
(a)1 only
(b)1 and 2
( c ) 3 only
(d)1,2 , 3,4
Ans: d
16)Consider the
following statements:
1) Government of India has notified the Electoral Bond Scheme
2018 vide Gazette Notification No. 20 dated 02nd January 2018.
2) As per provisions of the Scheme, Electoral Bonds may be
purchased by a person, who is a citizen of India or incorporated or established
in India
3) A person being an individual can buy Electoral Bonds, either
singly or jointly with other individuals.
4) Only the Political Parties registered under Section 29A of the
Representation of the People Act, 1951 (43 of 1951) and which secured not less
than one per cent of the votes polled in the last General Election to the House
of the People or the Legislative Assembly of the State, shall be eligible to
receive the Electoral Bonds. The Electoral Bonds shall be encashed by an
eligible Political Party only through a Bank account with the Authorized Bank.
5) It may be noted that Electoral Bonds shall be valid for fifteen days
from the date of issue and no payment shall be made to any payee Political
Party if the Electoral Bond is deposited after expiry of the validity
period.
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 and 3 only
(c )1 and 3 only
(d) 1,2 , 3,4,5
Ans: d
17)Consider the
following statements:-
1) The Election
Commission of India issued an order prohibiting display in electronic media
including cinematograph of any biopic material in the nature of
biography/hagiography sub-serving the purposes of any political entity or any
individual entity connected to it. ECI under Article 324 that prohibits
display/exhibit any biopic/publicity material when Model Code of Conduct is in
force.
2) Observing that certain political contents related to either a
candidate, political party or the achievement of the party in power (BJP),
which were not in conformity with the Model Code of Conduct (MCC), were being
displayed in the electronic media or intended to be displayed to the public
with the purpose of furthering electoral gains, the Commission in its order
said it had so far received complaint against NTR
Laxmi, PM Narendra Modi and Udyama Simham.
3)
Exercising its powers under Article 324 of the Constitution, the EC has
directed that any biopic material sub-serving the purposes of any political
entity or any individual entity connected to it, which is intended to, or which
has potential to disturb the level playing field during the elections, should
not be displayed during the MCC period.
4)
“Any poster or publicity material concerning any such certified content, which
either depicts a candidate (including prospective) for the furtherance (or
purported to further) of electoral prospect, directly or indirectly, shall not
be put to display in electronic media in the area where MCC is in operation,”
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 and 3 only
(c )1 and 3 only
(d) 1,2 , 3, 4
Ans :d
18)Consider the
following statements:
1) A request is made
for information on the number, names and particulars of applicants, the
process being followed to short-list them, and any search committee that has
been constituted to fill these vacancies.
2) SC had directed the Centre and States to pro-actively
disclose all information regarding the recruitment advertisement, the
particulars of the applicants, the search and selection committees and the
criteria for short-listing candidates on their websites.
3) The Centre has denied a Right to Information (RTI)
request for details of the ongoing recruitment process for four vacancies in
the Central Information Commission (CIC), despite a recent Supreme Court order
mandating that such information be made public
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 and 3 only
(c )1 and 3 only
(d) 1,2 and 3
Ans: d
19) Coined
in the mid-60s by American physicist John Archibald Wheeler, the term
“blackhole” refers to a point in space where matter is so compressed as to
create a gravity field from which even light cannot escape.
Consider the following
statements:
1) The supermassive black hole now immortalised by a far-flung
network of radio telescopes is 50 million lightyears away in a galaxy known as
M87.
2) Sagittarius A*, the black hole at the centre of our own galaxy,
the Milky Way.
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 and 3 only
(c )Both 1 and 2
(d) Neither 1 nor 2
Ans : c
20) The
saga of the EVM has started looking a bit tedious to many people. The Election
Commission of India (ECI) itself seems frustrated with the continued suspicion
of political parties in the integrity of the EVM system.
Consider
the following statements:
1) the ECI has said that if the proportion of EVMs whose vote count
will be verified with the help of a VVPAT is increased substantially, the
declaration of results will be delayed by up to six days
2) The linking of EVMs with a Voter-Verifiable Paper Audit Trail
(VVPAT) is a fine mechanical response to the suspicion that EVMs can be
manipulated. This doubt-removal machine offers a seven-second long image of the
symbol and name chosen by the voter.
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 only
(c ) Both 1 and 2
(d) Neither 1 and 2
Ans : c
21) The
U.K. is not one nation but four. Consider the following statements:
1) Wales was brought under English rule in the 13th century;
2) Scotland, though never militarily defeated, was persuaded to join
the Union in 1707.
3) Ireland was incorporated by a combination of military force and
political persuasion in 1801
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 only
(c )1 and 3 only
(d) 1,2 and 3
Ans: d
22) The teachings of Buddha given 2562 years ago, are
relevant even to this day and celebrations of this kind will help take his
teachings across the world.
Consider the following
statements:
1) India is home to some sacred Buddha Relics currently housed
in various museums. The Archaeological Survey of India (ASI), conducted
excavations at Piprahwa from 1971-77, discovered two un-inscribed steatite
stone caskets containing 12 relics (from the bigger casket) and 10 sacred
relics (from the smaller casket).
2) These are believed to be the sacred relics of the Buddha and
are now on long term loan from the ASI to the National Museum, New Delhi. Four
of these Holy relics of Buddha excavated from Piprahwa in present day Uttar
Pradesh are kept at the Indira Gandhi Indoor Stadium.
3) These Holy Buddha Relics were brought out for the first time
in a procession with religious protocol
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 and 3 only
(c )1 and 3 only
(d) 1,2 and 3
Ans: d
23)Consider the
following statements:
1) The Swachh Bharat Mission (Gramin) comprises two main
components for creating clean villages – creating open defecation free (ODF)
villages and managing solid and liquid waste in villages.
2) The GOBAR-DHAN scheme, with its focus on keeping villages
clean, increasing the income of rural households, and generation of energy from
cattle waste, is an important element of this ODF-plus strategy.
3) The scheme envisages the implementation of 700 bio-gas units
in different states of the country in 2018-19.
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 and 3 only
(c )1 and 3 only
(d) 1,2 and 3
24)Consider the
following statements:
1) India Meteorological Department (IMD) had issued the first
stage operational long range forecasts for the 2018 southwest monsoon season
(June-September) rainfall over the country as a whole on 16th April.
2) IMD has now prepared the 2nd Stage Long Range forecast of the
seasonal rainfall over the country as a whole, forecasts for the monthly
rainfall for July & August over the country as a whole, and forecasts for the seasonal rainfall
for the 4 broad geographical regions of India (Northwest India, Northeast
India, Central India and South Peninsula).
3) The 2nd stage forecasts for the southwest
monsoon season (June-September) rainfall over the country as a whole was
prepared using a 6-parameter Statistical Ensemble Forecasting System (SEFS) and
the operational Monsoon Mission Climate Forecast System (MMCFS).
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 and 3 only
(c )1 and 3 only
(d) 1,2 and 3
Ans: d
25)Consider the
following statements:
1) the warm neutral Indian Ocean Dipole (IOD) conditions are
prevailing over the Indian Ocean.
2) The moderate La Nina conditions developed in the equatorial
Pacific in later part of the last year weakened to weak La Nina conditions
early this year and currently have turned to neutral ENSO conditions.
3) The MMCFS & other global climate models indicate
conditions over the Pacific likely to continue to be Neutral during most part
of the monsoon season and turn to weak El Nino conditions after the monsoon
season.
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 and 3 only
(c )1 and 3 only
(d) 1,2 and 3
Ans: d
26) Refunds of GST have been a concern for both the
Government and Trade for the past several months.
Consider the following
statements:
1) Till now, the Government has sanctioned more than Rs 30,000
crore as GST Refund
2) This includes an amount of Rs 16,000 crore of IGST and Rs
14,000 crore of ITC. The figures of ITC include sanction by both the Central
and State Governments
3) The Central Board of Indirect Taxes and Customs (CBIC) is
implementing a solution whereby the refunds held in GSTN, in cases where the
exporters have mistakenly declared their export supplies as domestic supplies,
would now be transmitted to Customs EDI System.
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 and 3 only
(c )1 and 3 only
(d) 1,2 and 3
Ans: d
27)Consider the
following statements:
1) POCSO Act is gender neutral and safeguards the interest of
not only the girl child but also the male child.
2) The male child who is the most neglected victim of child
sexual abuse is being ignored for award of compensation and needs to be
included.
3) Orders were issued for
necessary directions to the concerned departments to take necessary
steps for including male child victims of sexual abuse in the Victim
Compensation Scheme/Fund.
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 and 3 only
(c )1 and 3 only
(d) 1,2 and 3
Ans: d
28) The National Disaster
Management Authority (NDMA) conducted a meeting with 17 heat wave-prone States
here today to review their preparedness and mitigation measures.
Consider the following
statements:
1) India Meteorological Department (IMD) informed that besides
the regular five-day forecasts, it now comes out with a special heat bulletins
at 0730 hrs to help people plan their day accordingly.
2) A detailed review of the preparedness of the States in terms
of having Heat Action Plans up to the district level, providing shelters,
drinking water, rescheduling work timings to avoid peak heat impact for
labourers, medical treatment, etc. was carried out.
3) NDMA has been running an all-out awareness campaign on
social media on the do’s and don’ts of heat wave, thunderstorms and lightning
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 and 3 only
(c )1 and 3 only
(d) 1,2 and 3
Ans: d
29) The new technologies have three common attributes.
Consider the following statements:
1) They offer solutions that are necessary in the Indian
context and contribute to the social and economic needs of our people,
2) They achieve all this at competitive price points
3) They do not compromise on quality.
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 and 3 only
(c )1 and 3 only
(d) 1,2 and 3
Ans: d
30)Consider the
following statements:
1) The Government is developing National Waterways as a
key transport intervention, as part of an integrated transport network
strategy, which will help correct the transport modal mix that imposes huge
logistics costs on the Indian economy.
2) Jal Marg Vikas Project being implemented between Varanasi
and Haldia on river Ganga,
3) The government has decided to invest Rs 5369 crore on one
National Waterway.
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 and 3 only
(c )1 and 3 only
(d) 1,2 and 3
Ans:d
31)Consider the
following statements:
1) Re-named the National Telecom Policy as National
Digital Communication Policy (NDCP) 2018 which aims to provide Broadband for
All.
2) The objective is that every citizen of India must have
broadband of 10mbps speed by 2022.
3) We realize the target
of installing five million wifi hotspots by 2020 and 10 million hotspots by
2022, as mentioned in the draft NDCP 2018.
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 and 3 only
(c )1 and 3 only
(d) 1,2 and 3
Ans: d
32) In India, the services sector contributes 61 per cent in
gross value added.
Consider the following
statements:
1) in the coming years, the Services sector will contribute
three trillion dollars to the Indian economy.
2) The 12 Champion Services Sectors i.e. Banking and Finance,
Tourism and Hospitality, Transport and Logistics, Media and Entertainment,
Healthcare, Construction Industry, Legal Services, Environment, Accounting and
Finance, Education, IT and Communication and Sports will have the major share
3) This sector will also create huge employment opportunities
not only in India, but all over the world through Global supply chain and
Global value chain.
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 and 3 only
(c )1 and 3 only
(d) 1,2 and 3
Ans: d
33)Consider the
following statements:
1) The early Industrial Age and the traditional manufacturing
economy created jobs in factories and encouraged entrepreneurship in the form
of ancillary units and workshops.
2) Today, we are looking at small but exciting start-ups in the
services space. Technology has emerged as an enormous enabler and allowed local
services companies to go national or even global.
3) In India, which is the third largest centre of Start-ups in
the world, this has thrown up a generation of young entrepreneurs, of men and
women with hunger and ambition.
4) Government programmes such as Start-up India and the Mudra
Yojana, which has provided capital to 120 million grassroots businesses, have
seeded a culture of entrepreneurship, largely in services.
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 and 3 only
(c )1 and 3 only
(d) 1,2, 3 ,4
Ans: d
34)Consider the
following statements:
1) A girl who marries when she is 10 will probably leave
school. And because she leaves school, she won’t get the negotiating skills,
and she won’t get the specific skills which will allow her to then get a
better-paid job,
2) Early marriage continues to present a major cultural
obstacle to female empowerment and better reproductive rights
3) According to the analysis, the absence of reproductive
and sexual rights has a major and negative repercussions on women’s education,
income and safety, leaving them “unable to shape their own futures“.
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 and 3 only
(c )1 and 3 only
(d) 1,2 and 3
Ans: d
35)Consider the
following statements:
1) India’s population in 2019 stood at 1.36 billion,
growing from 942.2 million in 1994 and 541.5 million in 1969.
2) India’s population grew at average annual rate of 1.2
per cent between 2010 and 2019, the UN sexual and reproductive health agency
said in the State of World Population 2019 report.
3) Giving a snapshot of India’s population composition in
2019, the report said 27 % of the country’s population was in the age bracket
of 0-14 years and 10-24 years each, while 67 % of the country’s population was
in the 15-64 age bracket.
4) Six per cent of the country’s population was of the age 65 and
above.
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 and 3 only
(c )1 and 3 only
(d) 1,2 and 3
Ans: d
36)Consider the
following statements:
1) In India, total fertility rate per woman was 5.6 in
1969, dropping to 3.7 in 1994 and 2.3 in 2019.
2) India recorded an improvement in life expectancy at
birth. The life expectancy at birth in 1969 was 47 years, growing to 60 years
in 1994 and 69 years in 2019.
3) Indicative of the improvement in the quality of India’s
health care system, the report noted that Maternal Mortality Ratio (MMR) in the
country dropped from 488 deaths per 100,000 live births in 1994 to 174 deaths
per 100,000 live births in 2015.
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 and 3 only
(c )1 and 3 only
(d) 1,2 and 3
Ans: d
37)Consider the
following statements:
1) Master Circular on Storage of Payment System Data
mandated that “all system providers shall ensure that the entire data relating
to payment systems operated by them are stored in a system only in India.”
2) Google Pay, being an unregistered entity to the Payment
and Settlement Systems Act 2007, is not in compliance with the requirements and
the RBI’s Master Circular,”
3) Google Pay by the virtue of unauthorised access to the
BHIM AADHAR – Unified Payments Platform can have serious detrimental effect on
the privacy and personal liberty of Indian citizens as the data might be stored
in servers located outside India,”
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 and 3 only
(c )1 and 3 only
(d) 1,2 and 3
Ans: d
38)Consider the
following statements:
1) The banking system of India is a vast network consisting of
27 public sector banks, 21 private sector banks, 49 foreign banks, 56 regional
rural banks, more than 1500 urban cooperative banks and close to 1 lakh rural
cooperative banks, in addition to cooperative credit institutions.
2) Financial inclusion and
provision of banking services to the last mile is now the central theme of
India’s banking expansion drive.
3) In addition to fuelling dreams of Indian industry and
entrepreneurs, banks are leading India’s quest for inclusive growth.
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 and 3 only
(c )1 and 3 only
(d) 1,2 and 3
Ans: d
39)Consider the
following statements:
1) As per the Reserve Bank of India (RBI), India’s banking sector
is sufficiently capitalised and well-regulated
2) Indian banking industry has recently witnessed the roll out
of innovative banking models like payments and small finance banks.
3) As of September 2018, India Post Payments Bank (IPPB) has been launched and has opened
branches across 650 districts.
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 and 3 only
(c )1 and 3 only
(d) 1,2 and 3
Ans: d
40)Consider the
following statements:
1) The expansion
and upward mobility of the middle class have transformed retail banking in
India over the past decade.
2) 89 million more households are set to join this social
segment by 2025.
3) India’s banking sector is poised for robust growth as the
rapidly growing business and commerce in India would turn to banks for credit
and other financial services.
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 and 3 only
(c )1 and 3 only
(d) 1,2 and 3
Ans: d
41)Consider the
following statements:
1) India is also witnessing a digital revolution. The falling cost of Internet access
has facilitated the adoption of a number of paradigm shifting digital
technologies and innovations.
2) The digital revolution has led to the creation of a number
of low-cost Indian platforms to promote digital payments such as RuPay, a cheaper, domestic
alternative to international credit or debit card gateways such as MasterCard
and Visa.
3) The Unified Payment
Interface (UPI), and the Bharat Interface for Money (BHIM),
a mobile app based on UPI has driven a number of financial transactions online
due to their ease of access and use.
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 and 3 only
(c )1 and 3 only
(d) 1,2 and 3
Ans: d
42)Consider the
following statements:
1) The rising Non Performing Assets in
the banking system is a cause for great concern. Mounting NPAs would certainly
affect banks’ capacity to lend.
2) In the last few years, gross NPAs of banks as a percentage
of total loans have increased from nearly 2 % of total loans in 2008 to nearly
10% in 2017.
3) The accumulation of bad loans happened over a long period of
time, and now, it threatens to hamper economic growth by weakening the credit
supply channel of the economy.
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 and 3 only
(c )1 and 3 only
(d) 1,2 and 3
Ans: d
43)Consider the
following statements:
1) Indian banks will need to maintain strict vigilance during
pre- and post-sanction procedures of loans and never make compromises in
the due diligence processes..
2) They must constantly strengthen their internal processes to
effectively monitor funds and maintain strict discipline in lending
3) There has to be an effective and efficient system of checks
and balances in place so that the loop holes in the system are not taken
advantage of.
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 and 3 only
(c )1 and 3 only
(d) 1,2 and 3
Ans: d
44)Consider the
following statements:
1) Electoral bonds scheme was an experiment to eradicate
the evil of black money.
2) Electoral bonds have legalised anonymity of
political donors and the parties receiving contributions.
3) The voters should also know the source of funding of
political parties who prop up these candidate
4) their contention is that voters have a right to know.
Right to know what
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 and 3 only
(c )1 and 3 only
(d) 1,2 , 3, 4
Ans: d
45)Consider the
following statements:
1) Banks must also at all times adhere strictly to the
principles of business ethics and good corporate
governance.
2) A bankers' role is one of stewardship based on trust.
Customers trust banks to safeguard and manage their money and banks have a duty
to lend that money responsibly.
3) Mahatma Gandhi regarded “Commerce without morality” as one
of the seven deadly sins.
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 and 3 only
(c )1 and 3 only
(d) 1,2 and 3
Ans:d
46)Consider the
following statements:
1) Extraction of Coal Bed Methane (CBM) under their Coal
Bearing Areas. granting rights to CIL and its subsidiaries for
exploration and exploitation of CBM from all coal bearing areas for which they
possess mining lease for coal
2) The increased development activities for exploration and
exploitation of CBM gas reserves in-and-around the block will generate economic
activities which in turn has potential to create employment opportunities in
CBM operations and in the industries
3) It will expedite the exploration and exploitation of CBM,
enhance the availability of natural gas and reduce the gap in demand and supply
of natural gas
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 and 3 only
(c )1 and 3 only
(d) 1,2 and 3
Ans: d
47)Consider the
following statements:
1) the pay and allowances of Lieutenant Governors of Union
Territories are increased with effect
from 1st January, 2016 from Rs.80,000/- per month plus
dearness allowance, sumptuary allowance at the rate of Rs.4,000/- per month and
local allowances to Rs. 2,25,000/- plus dearness allowance, sumptuary allowance
at the rate of Rs.4,000/- per month and local allowances at the same rate as
applicable to the officers of the rank of Secretary to the Govt. of India
2) he pay and allowances of Lieutenant Governors of Union
Territories was last revised with the approval of the Cabinet with effect from
1st January, 2006 from Rs. 26,000/- (fixed) per month to
Rs.80,000/- (fixed) per month plus dearness allowance, sumptuary allowance at
the rate of Rs.4,000/- per month and local allowances.
3) The pay of officers of the rank of Secretary to the
Government of India has been revised from Rs. 80,000/- to Rs. 2,25,000/- per
month with effect from 01.01.2016 as per CCS (Revised) Pay Rules, 2016.
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 and 3 only
(c )1 and 3 only
(d) 1,2 and 3
Ans: d
48)Consider the
following statements:
1). Government of India launched a new policy regime for
Exploration & Production (E&P) sector namely Hydrocarbon Exploration
and Licensing Policy (HELP) in 2016 which is paradigm shift from earlier policy
regime
2) The main features of new Policy regime are Revenue Sharing
Contract, single Licence for exploration and production of conventional as well
as unconventional Hydrocarbon resources, marketing & pricing freedom, etc.
3) Open Acreage Licensing Policy (OALP) under HELP, is main
innovative feature wherein investor can carve out Blocks of their own interest
and submit an Expression of Interest (Eol) throughout the year. 4)Based on the
areas for which expression of interest has been expressed bidding will be
conducted every 6 months.
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 and 3 only
(c )1 and 3 only
(d) 1,2 , 3, 4
Ans: d
49)Consider the
following statements:
1) Mumbai city the
second city in India after Ahmedabad to be inscribed on the World
Heritage List.
2) India’s nomination of the "Victorian and Art Deco
Ensembles of Mumbai " has been inscribed on UNESCO's World
Heritage list
3) The Ensemble comprises of two architectural styles, the 19th century
collection of Victorian structures and the 20th century Art
Deco buildings along the sea, conjoined by means of the historical open space
of the Oval Maidan
4) Together, this architectural ensemble represents the most remarkable
collection of Victorian and Art Deco buildings in the world which forms the
unique character of this urban setting, unparalleled in the world.
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 and 3 only
(c )1 and 3 only
(d) 1,2 , 3, 4
Ans: d
50)Consider the
following statements:
1) Last November, both India and Pakistan agreed to set up
the Kartarpur corridor to link the historic Gurdwara Darbar Sahib — the final
resting place of Sikh faith’s founder Guru Nanak Dev — to Dera Baba Nanak in
Gurdaspur.
2) Kartarpur Sahib is located in Pakistan’s Narowal
district across the river Ravi, about four kilometres from the Dera Baba Nanak
shrine
3) The government of Pakistan is proceeding in full
measures to complete the physical infrastructure on its side and it is hopeful
that the modalities will be mutually agreed between the two sides in good time
before November 2019
4) Islamabad was committed to completing the physical
infrastructure on its side.
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 and 3 only
(c )1 and 3 only
(d) 1,2 , 3, 4
Ans: d
51)Consider the
following statements:
1) India has adopted dual GST model because of its unique
federal nature. Under this model, tax is levied concurrently by the Centre as
well as the States on a common base, i.e. supply of goods or services or both.
2) GST to be levied by the Centre would be called Central GST
(Central tax / CGST) and that to be levied by the States would be called State
GST (State Tax / SGST).
3) State GST (State Tax / SGST) would be called UTGST (Union
territory tax) in Union Territories without legislature. CGST & SGST /
UTGST shall be levied on all taxable intra-State supplies.
4) Inter-State supply of goods or services shall be subjected
to Integrated GST (Integrated tax / IGST). The IGST model is a unique
contribution of India in the field of VAT. The IGST Model envisages that Centre
would levy IGST (Integrated Goods and Service Tax) which would be CGST plus
SGST on all inter-State supply of goods or services or both.
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 and 3 only
(c )1 and 3 only
(d) 1,2 , 3, 4
Ans: d
52)Consider the
following statements:
1) As provided for in Article 279A of the Constitution, the
Goods and Services Tax Council (the Council) was notified with effect from 12th September,
2016.
2) The Council is comprised of the Union Finance Minister (who
is the Chairman of the Council), the Minister of State (Revenue) and the State
Finance/Taxation Ministers as members and is empowered to make recommendations
to the Union and the States on all GST related issues. The Council has met for
27 times and no occasion has arisen so far that required voting to decide any
matter.
3) All the decisions have been taken by consensus. This is a
fitting tribute to the spirit of cooperative federalism which has prevailed
throughout all Centre-State interactions in relation to all aspects of GST.
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 and 3 only
(c )1 and 3 only
(d) 1,2 and 3
Ans: d
54)Consider the
following statements:
1) Before implementation of GST, Indian taxation system was a
farrago of central, state and local area levies.
2) In the constitutional scheme, taxation power on goods was
with Central Government but it was limited up to the stage of manufacture and
production while States had power to tax sale and purchase of goods
3) Centre had the exclusive power to tax services. This sort of
division of taxing powers created a grey zone which led to legal disputes since
determination of what constitutes a goods or service became increasingly
difficult.
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 and 3 only
(c )1 and 3 only
(d) 1,2 and 3
Ans: d
55)Consider the
following statements:
1) The 19th century Victorian buildings form
part of the larger Fort precinct situated to the east of the Oval Maidan
2) These public buildings include the Old Secretariat
(1857-74), University Library and Convention Hall (1874-78), the Bombay High
Court (1878), the Public Works Department Office (1872), Watson’s Hotel (1869),
David Sasoon Library (1870), the Elphinstone College(1888), etc
3) The Art Deco styled buildings to the west of the Oval Maidan
were raised in early 20thcentury on the newly reclaimed lands at
Marine Drive and symbolised the shift in expression to represent contemporary
aspirations.
Which of the statements
given above is / are correct ?
(a)1 only
(b)2 and 3 only
(c )1 and 3 only
(d) 1,2 and 3
Ans: d
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