Thursday, 11 April 2019

Cut off Marks CIVIL SERVICES EXAMINATION ( Period : 2016 to 2018 )





Cut off Marks
CIVIL SERVICES EXAMINATION

In the Civil Services Examination , the minimum qualifying standards/marks secured by the last recommended candidate in various categories at various stages are as under:-



  GENERAL
OBC
SC
ST
Remarks
2015
PRELIMS




No data available

MAINS






FINAL












2016
PRELIMS*
116
110.66
99.34
96.00


MAINS#
787
745
739
730


FINAL
988
951
937
920








2017
PRELIMS*
105.34
102.66
88.66
88.66


MAINS#
809
770
756
749


FINAL
1006
968
944
939








2018
PRELIMS *
(OUT OF 200)
98.00
96.66
84.00
83.34
Cut off marks are decreasing continuously  every year in Prelims

MAINS
(OUT OF 1750) #
774
732
719
719


FINAL
(OUT OF 2025)
982
938
912
912









Prelims Exam: -
*Cut off marks on the basis of GS Paper-I only. GS Paper-II was of qualifying nature with 33% marks as per Rule-15 of Civil Services Examination
Mains Exam : -
# Subject to 10% marks in each of the seven competitive papers i.e. Essay, GS-I, GS-II, GS-III, GS-IV, Optional-I and Optional-II.


Civils Prelims 2019 Model Questions TEST 1 ( 08 04 2019 )


Civils Prelims 2019 Model Questions
TEST 1 ( 08 04 2019 )
                                                                                                                                Prepared by :P.Potayya Sarma
                                                                                                                                 
1. Quality assurance is important for improving higher education sector. The root cause of the problem in private and government-funded institutions is commercialization and poor governance respectively. 
With reference to the  higher education sector, consider the following statements :
1).Learning to know; Learning to do; Learning to be and  Learning to live together are the  four pillars of learning that UNESCO had suggested
2) You should be able to access new knowledge and use it for your advancement and the welfare of the people around you, you should develop new skills all the time and ultimately realize the hidden potential within you. Be what you aim to be.
3)The last aspect is perhaps the most important one in our contemporary world – Learning to live together and celebrate the infinite diversity in the world. 
Which of the statement given above is / are correct ?
(a)     1 only
(b)     1 and 2 only
(c)     2 and 3 only
(d)     None

2.Consider the following phenomena :
1. Prior to the March 27,2019 test, for India’s 80 pieces, there were 4,091 pieces of debris by the U.S., 4,025 by Russia and China’s 4,038, according to SPACE-TRACK.
2. Orbital debris are tracked by a variety of ground-based radar and space stations. The speeds at which these objects — between 1mm to 10 cm across — hurtle through space travel makes them extremely dangerous, various studies have showed
3. The amount of Indian space debris may have almost doubled in the aftermath of the Mission Shakti anti-satellite strike but this is still significantly less than the existing space debris generated by China, Russia and the United States.
Which of the above is / are the things often discussed in the media ?
(a)     1 and 2 only
(b)     3 only
(c)     1 and 3 only
(d)     1,2 and 3
Ans: d

3. With reference to the  stellites, consider the following statement :
1. Cartosat-3 will have 30 cm resolution, which is at a par with the world’s best, according to public information already put out by ISRO. It means the satellite can clearly ‘see’ and capture images of guns, devices, objects or human movement at that scale from space.
2. While traditionally, payloads for ISRO’s satellites come from the Space Applications Centre, the payloads of the Microsat-R and EMISAT were from the Defence Research and Development Organisation (DRDO)
3. Often, what is useful for civil purpose can also be useful for strategic purposes. To us a satellite is just a payload and makes no difference
Which of the statements given above is / are correct ?
(a)     1 and 3 only
(b)     2 only
(c)     2 and 3 only
(d)     1,2 and 3
Ans: d

4. Consider the following  :

1. In February 2017 , PSLV-C37 placed 104 satellites
2.PSLV C-45 placed EMISAT
3.An earth observation satellite with cameras that have a resolution of less than a metre aid in electronic intelligence
Which of the   above is / are correct  ?
(a)     1 and 3 only
(b)     2 only
(c)     2 and 3 only
(d)     1,2 and 3
Ans : d
5.Which of the following statements best describes        “control of  weaponisation of outer space“ at UN?
(a) Last year , at the UN Disarmament Commission, India expressed concerned about the ‘weaponisation’ of outer space and sought collective action to secure space based assets
(b) There is no global regulatory regime to address the growing militarisation in space
( c ) After ASAT test, India said it expects to play a role in the future in the drafting of international law on prevention of an arms race in space.  
(d)India and other countries must utilize the increased presence in space to legitimately advance the well-being of their people 
Ans: a


6.   
In the context of the ‘bullet marks on the walls of Jallianwala Bagh , which one  of the following  best applies for Jallianwala Bagh on 13 th  April,1919 massacre ?
(a) Rambagh Palace, in the centre of Amritsar, was built by Maharaja Ranjit Singh, who used to come down here from Lahore
(b)Reginald Dyer had two armoured cars with machine guns mounted on them
(c )Dyer asked his men to take position on both the sides of the entrance; 10 minutes, 1650rounds of .303 Mark VI ammunition, 379 death, 12000 injured
(d)None of these
Ans : c

7. With reference to the         vultures in India, consider the following statements :
1. A study by the Bombay Natural History Society and other organisations in the 1990s found that the population of the Gyps group — Himalayan griffon, white-backed and slender-billed are among its members — in India and Nepal declined from about 40 million by 99.9% in just two decades.
2. It was a clear case of poisoning the carcass of a cow by the villagers, meant to kill feral dogs. But, as is often the case, the vultures died.
Which of the statements given above is / are correct ?
(a) 1 only
(b) 2 only
(c ) Both and 1 and 2
(d)Neither 1 nor 2
Ans: c
8.  . Paddy fields sink into ponds and houses cave in. This is life in Odisha’s Talcher, home to India’s largest coalfield. Which of the following are related to  coal fields near  Talcher?
(a)It is India’s highest coal reserve of 51.163 billion tonnes
(b)Tonnes of the black diamond have been excavated through underground and open-cast mining
(c ) Talcher coalfield was discovered in the late 1800s, when the first systematic search for coal was undertaken in this region.
(d)All the above
Ans :d

9. Which one of the following is very significant aspect of the Brahmani in Odisha ?
(a) Odisha’s second largest river
(b)It flows a few hundred metres away from Talcher
( c )If any water channel of the Brahmani, finds its way into the mining void, it could prove disastrous
( d )  All the above
Ans : d
10. Winston Churchil condemned  the Jallianwala Bagh incident. Which of the following is from his condemnation   ?
(a) ‘slaughter’ at Jallianwala Bagh as an episode ‘without precedent or parallel in the modern history of the British Empire’ 
(b) Dyer is found as guilty only of an error in judgement , exercising excessive force and having a somewhat mistaken conception of his duties
(c ) frightfulness ( German word : ‘schrecklichkeit’)
( d )  “without parallel in the history of civilized government’s barring some conspicuous exceptions, recent and remote “
Ans : a



11.With reference to the  renewable energy,  consider the following statement :
1) moving to renewable would not just ensure energy security but also protect the climate, reduce pollution.
2) Adequate growth in renewable energy would serve dual purpose - firstly, it would contribute towards achieving energy security to the nation and it would address the environmental concerns, which need to be tackled on a war-footing,
3) for the promotion of clean and green mode of transport, such as Electrical Vehicles (EVs) on a large scale
Which of the statements given above is / are correct ?
a) only
b)1 and 2 only
c)1,2 and 3 only
c)None
Ans: c
12.Consider the following phenomena :
1. For the past decade, the Supreme Court has refused to divulge information under RTI about the collegium’s confidential communications with the government.
2. The collegium recommends judges for the High Courts and the apex court
3. It is asserted that were the RTI to be applied to the collegium, its member judges would not be able to sit back and have a free and frank discussion for fear that their confidential views may later come into the public domain.
Which of the above is / are the things often discussed in the media ?
a)1 and 2 only
b)3 only
c)1 and 3 only
d)1,2 and 3
Ans : d

13. With reference to the recent news on  ‘ unemployment’,   consider the following statements :

1. Across all demographics (urban and rural women and men), those who had finished secondary school and above had the highest rate of unemployment. This was particularly pronounced among urban women (about 20%).
2. Traditionally, people who finish secondary education and above constitute the largest section of unemployed people, going by past surveys.
3. Only about 5-6 persons out of 10 who had received formal vocational/technical training were employed. About 3 out of 10 people were not in the labour force during the survey.
Which of the statements given above is / are correct ?
a)1 and 3 only
b)2 only
c)2 and 3 only
d)1,2 and 3

Ans: d
14. Consider the following :
1. During kharif 2018, the Union government sent an alert to the Odisha agriculture department warning of the Fall Armyworm (FAW) infestation on maize cultivation in some states
2. FAW attacks a crop within 45 days of sowing. As it attacks the unopened leaves of the crop, the quantum of damage can be huge. FAW is polyphagus, which means that it can attack multiple crops.
3. Its lifecycle comprises of four stages — egg, larval, pupa and adult moth. The pest attacks a crop at the larval stage only. “Other stages are harmless to the crop, The larval stage lasts for about 10 to 15 days, depending on the temperature — if the temperature is higher, the duration is shorter. On the other hand, damp temperature increases the duration of larval stage. Which of the  above is / are correct  ?
a)1 and 3 only
b)2 only
c)2 and 3 only
d)1,2 and 3
Ans: d
15. Section 44 of the Lokpal Act, 2013 requires which of the following   ?
(a) All public servants  to disclose their assets
(b) Government should provide houses
( c ) Government should provide vehicles
(d)Government should provide ballot boxes
Ans : a


16. Which one  of the following was started by Pandit Jawaharlal Nehru in 1938  to advance freedom movement  ?
(a) National Herald
(b) The in


Hindu
(c )  Indian Express
(d)None of these
Ans : a


17. With reference to the   RTI, consider the following statements :
1. Good people opt out of becoming judges for fear that negative things, right or wrong, about them will come out into the public domain
2. Even in the RTI Act, there is a balance. There are five categories of information which are exempted. But even in this exemption, information can be disclosed if it is found to be in public interest
Which of the statements given above is / are correct ?
(a) 1 only
(b) 2 only
(c ) Both and 1 and 2
(d)Neither 1 nor 2
Ans: c
18. With reference to Article 370 , consider the following statements. Which of the following is correct  ?
(a) Article 370 was a bridge between the Union and the State and if the special provision of the constitution  was revoked
(b) repeal of J&K’s special status and said Article 35A, which restricts non-permanent residents from buying property in the State, is “constitutionally vulnerable” and was hampering economic development of the State.
(c ) Both (a) & (b)
(d)None of these
Ans : c

19. Which one of the following is very significant aspect of  ‘Air Pollution’ in India?
(a) In India, air pollution is the third-highest cause of death among all health risks, ranking just above smoking; each year, more people globally die from air pollution related disease than from road traffic injuries or malaria.
(b) Overall, long-term exposure to outdoor and indoor air pollution contributed to nearly 5 million deaths from stroke, diabetes, heart attack, lung cancer, and chronic lung disease in 2017.
( c ) India has initiated major steps to address pollution sources: the Pradhan Mantri Ujjwala Yojana Household LPG program, accelerated Bharat Stage 6/VI clean vehicle standards, and the new National Clean Air Programme. 
( d ) All the above
Ans: d

20. Which one of the following best describes the term “ Mission Shakti “ sometime back  in news ?
(1) India has successfully tested the Anti-Satellite (A-SAT) Missile. 
(2) Mission Shakti, which was led by the Defence Research and Development Organisation, was aimed at strengthening India’s overall security. Shooting down a low earth orbit satellite is a rare achievement for the country
( 3)  India had demonstrated anti-satellite missile capability by shooting down a live satellite, describing it as a rare achievement that puts the country in an exclusive club of space super powers.
Which of the statements given above is / are correct ?
(a) 1 only
(b) 2 only
(c ) Both and 1 and 2
(d)1,2 and 3
Ans: d

 


21.With reference to the  satellites, consider the following statement :
1) The Indian satellite that was shot down was a Low-Earth Orbit (LEO) satellite. These are satellites roughly at an altitude of 2,000 kilometres from the earth and that’s the region where majority of satellites are concentrated.
2) there are at least 5 known Indian satellites in LEO
3) India PiSat, Resourcesat 2, Radar Imaging Satellites 1 and2 and SRMsat.
Which of the statements given above is / are correct ?
(a)     1 only
(b)     1 and 2 only
(c)     2 and 3 only
(d)     1,2, and 3
Ans: d

22. Implementation of the FRA is the process of staking a cliam. Adivasis may claim individual rights over forest areas if they can prove that they have been residents of the area before December 31, 2005.  Their  claims are to be vetted by a three layered system :Consider the following phenomena :
1.the gram sabha , where the claims are first submitted
2. a subdivisional level  committee
3. district level committee headed by the district collector
Which of the above is / are correct ?
a)1 and 2 only
b)3 only
c)1 and 3 only
d)1,2 and 3
Ans: d

23. With reference to the  Golden Rice consider the following statement :

1. In 1999, a group of European scientists led by Dr Ingo Potrykus tried to change traditional rice by developing genetically-engineered rice that contains beta-carotene — by inserting bacteria and daffodil and maize genes into it. This is the golden rice, called so because of the golden colour of its grains.
2. The golden rice was introduced in 2000 and argued to be the panacea for world’s malnutrition problem. It was claimed that the rice is bio-fortified, and is supposedly high in Vitamin A, Iron and Zinc.
3. There are plenty of vegetables and fruits in our country which are rich in Vitamin A, especially yellow and green vegetables and fruits. There is no need for Golden Rice
Which of the statements given above is / are correct ?
a)1 and 3 only
b)2 only
c)2 and 3 only
d)1,2 and 3
Ans: d

24. Consider the following  :


1.  studies by experts estimate that almost 600 languages were on the verge of extinction and more than 250 languages have disappeared in the past 60 years
2. the modern Indian languages have ancient roots and are derived in some way from the classical languages.
3. If we don’t preserve and sustain this link, we lose a very precious key to the treasure house we have all inherited”,
Which of the  above is / are correct  ?
a)1 and 3 only
b)2 only
c)2 and 3 only
d)1,2 and 3
Ans : d
25.Which of the following statements best describes           global biodiversity            “ ?
(a) Global biodiversity — the variety of life at the genetic, species and ecosystem levels — is under severe threat
(b) It includes domesticated plants and animals, livestock, forest and aquaculture systems, harvested forests and aquatic species, wild relatives of domesticated species and the vast range of organisms that live in and around food and agricultural production systems
( c ) Forest loss represents a major global threat to biodiversity
(d) Biodiversity can help meet several Sustainable Development Goals. For instance in Goal 1 (end poverty in all its forms everywhere), biodiversity directly contributes to the livelihoods of millions of fisherfolk, forest dwellers, farmers and livestock keepers.

Ans: b





26) Which of the following statements best describes           Karnal Bunt disease            “ ?

(a) Indian researchers have figured out how fungus Tilletia indica, which causes the Karnal Bunt disease in wheat, infects the crop
(b) It not only reduces the yield but also the quality of grains as they start giving off foul fishy odour and taste
(c ) This makes grains unsuitable for human consumption
(d) One of the proteins identified is malate dehydrogenase. It helps produce oxaloacetate, which is a precursor of oxalic acid, a key element in phytopathogenic fungi like Tilletia indica that makes them cause diseases.
Ans: a

27. With reference to the   amended FRBM Act, the Central Government shall take appropriate steps       , for which of the following ?
1. to ensure The general government debt does not exceed 60%
2. The Central Government debt does not exceed 40% of GDP by the end of FY 2024-28
Which of the statements given above is / are correct ?
(a) 1 only
(b) 2 only
(c ) Both and 1 and 2
(d)Neither 1 nor 2
Ans: c
29) Prompt Corrective Action frameworks adopt the core principles of structured early intervention and resolution in which manner ?
a) Thresholds of performance (in case of FDIC, bank capitalisation) are identified to classify banks that breach the thresholds into categories, for instance, in the case of FDIC into “under-capitalised”, “significantly under-capitalised” and “critically under-capitalised”. The first thresholds are set at levels that are well above what would allow for an effective resolution or revival of banks.
b) Banks that do not meet the thresholds are subjected to a layered, progressively stringent “program”, consisting of mandatory and discretionary regulatory actions, which aim to prevent further hemorrhaging, effectively quarantining the banks in breach until they are resolved.
c) Another important rationale is to help supervisors enforce corrective measures in a rule-based manner and this way reduce the risk of forbearance
d) All the above

Ans: d
30) Government of India  has announced a recapitalisation package for PSBs in October 2017 of INR 2.11 trillion, comprising INR 1.53 trillion of government capital infusion and balance to be raised from, by _________March 2019.
a) savings bank accounts
b) market funding
c) fixed deposit accounts
d) recurring deposit accounts
e) None of these
Ans : b





31) Which one of the following best describes the term “  Bt     “ sometimes in news ?
(a) Cry2Ab gene of Bacillus thuringiensis (Bt) bacteria found in the soil.
(b) Nucleic acid is an organic compound found in all life forms and NAS is a succession of letters to indicate the order of nucleotides forming alleles (variant of a given gene) within a DNA or RNA molecule.
(c ) When this NAS is inserted into a cotton plant cell, the plant develops resistance to the bollworm pest.
( d ) All the above
Ans:d

 


32).With reference to the Fifteenth Finance Commission, consider the following statement :
1) The Commission’s Terms of Reference requires it to recommend performance-based incentives to states.
2) Some of the items in this indicative list are efforts on GST, population control, increasing capital expenditure, implementation of flagship programs, etc. 

Which of the statements given above is / are correct ?
a)1 only
b)1 and 2 only
c)Both 1 and 2
d)Neither 1 nor 2
Ans : c
33)Consider the following phenomena :
1. the great man  Hahnemann’s scientific aptitude helped him to discover a healing system based on infallible laws of nature
2. research commitments in the field of Homoeopathy  are continuing  on infectious and other nationally significant diseases like acute encephalitis syndrome, mother and child health problems, dengue, chikungunya etc
3. AYUSH includes this type of medicine
Which of the above is / are the things often discussed in the media ?
a)1 and 2 only
b)3 only
c)1 and 3 only
d)1,2 and 3
Ans: d

34) With reference to the XV Finance Commission’s thinking on how to make the 3rd tier self sufficient specially now when the GST has subsumed many taxes which earlier used to generate revenue for them consider the following statement :

1. Raising own revenue by the third tier of the government is a serious concern for India’s decentralised administrative structure.
2. One of the major sources of raising revenue is property taxation by local bodies.
3. Some local bodies have attempted different models to streamline and systematize property collection within their jurisdiction.
Which of the statements given above is / are correct
a)1 and 3 only
 b)2 only
c)2 and 3 only
d)1,2 and 3
Ans: d

35) Consider the following :


1. Motihari, East Champaran district of Bihar. 
2.  Mahatma Gandhi launched the Champaran Satyagraha over a century ago, on 10th April, 1917, to give the country freedom from foreign rule
3. 150th birth anniversary of Mahatma Gandhi, October 2, 2019.
Which of the above is / are correct  ?
a)1 and 3 only
b)2 only
c)2 and 3 only
d)1,2 and 3
Ans: d
36)Which of the following is correct about construction of     “Izzat Ghar” (House of Dignity)            “ ?
(a) a study done by UNICEF that found that a household in an ODF village in India saves Rs.50,000 every year by way of disease treatment costs averted, saving of livelihood by not falling ill, etc
(b) a study that estimates that households in ODF villages in India have significantly better health indicators.
( c )  in the last 3.5 years alone, 3.5 lakhs villages and over 350 districts, and 35 crore people have shunned open defecation
(d) All the above
 And : d


37)Indian  Railways have taken steps to cut down use of diesel fuel and energy/fuel efficiency in its operation system.



In the context of the solar energy  technologies , which one  of the following term best applies to the above  scenario ?
(a) Indian Railways has planned to set up 1000 MW solar power plants consisting of 500 MW roof top and 500 MW land based solar plants. The roof top solar plants will be provided at Railway stations and various service buildings.
(b) IROAF is implementing provision of Solar Panels on roof top of coaches and Brake Vans of freight trains for taking up part hotel load (electric lighting and fans load).
(c ) In Goods train, Solar Panels on trial basis have been fitted on the roof top of 50 Nos. Guard Brake Vans.
(d)All the above
Ans : d

38)With reference to the     FRA    in India, consider the following statements :
1.Since the FRA came into force on December 31, 2007, there have been 4.2 million title claims over 14 million forest land nationwide, of which 1.8 million have been accorded
2. Chattisgarh topped the list of among states and nearly 8.9 lakh title claims by individuals and communities were made in the state.  Only 4.16 lakh claims or less than half, were actually granted . The rejection  rate is high among the states, as per the data.
Which of the statements given above is / are correct ?
(a) 1 only
(b) 2 only
(c ) Both and 1 and 2
(d)Neither 1 nor 2
Ans : c
39) Government of India  has announced a recapitalisation package for PSBs in October 2017 of INR 2.11 trillion, comprising INR 1.53 trillion of government capital infusion and balance to be raised from, by _________March 2019.
a) savings bank accounts
b) market funding
c) fixed deposit accounts
d) recurring deposit accounts

Ans : b


40)Which one of the following is very significant aspect of the coal mines in Chattisgarh ?
(a) Environment Ministry granted clearance for diverting more than 841.5 hectares of forestland for mining coal in Chattisgarh’s Parsa block
(b)The region is part of the pristine Hasdeo Arand forests
( c )The coal will be mined from the area for use in captive power plants.
( d )  All the above
Ans : d

41) Which one of the following best describes the term “ doubling the  income for farmers      “ sometimes in news ?
(a) productivity of India’s crop sector has grown at the rate of 3.1 per cent in 2001-2014. At this rate, income from only farm will go up by 18.7 per cent in seven years (2021).
(b) But the government wants to add on the income from livestock as well to achieve the target.
(c ) If this is added, by 2022, income would go up by 27.5 per cent. But by combining increase in all potential sources of income for farmers, a rise of 107.5 per cent can be achieved by 2025.
( d ) All the above
Ans: d

 

42)With reference to the NPPA prices fixing, consider the following statement :
1) National Pharmaceutical Pricing Authority (NPPA) fixes the prices of Scheduled medicines and new drugs as per the provisions of Drugs (Prices Control) Order, 2013 (DPCO, 2013).
2) since inception of NPPA till February 2018, 1763 demand notices (including suo-moto deposits) have been issued to pharmaceutical companies for their having overcharged patients on the sale of formulations at prices above the ceiling price notified by NPPA.
3) A version of the Price Calculation Sheets for the proposed revised price notifications, including wherever applicable, the Price to Retailer (PTR) and Moving Annual Turnover (MAT) values adopted for calculations, is uploaded on the website of NPPA for comments from the affected pharmaceutical firms
Which of the statements given above is / are correct ?
a)1 only
b)1 and 2 only
c)2 and 3 only
d)1,2,3
Ans : d
43)Consider the following phenomena :
1. over 9829 kilometres National Highways were constructed during the year 2017-18. 
2. work on construction of 14-lane highway from Delhi to Dasna, under the ambitious Delhi-Meerut Highway project, will be completed in record time of 15 months, against the targeted 30 months
3. This is the first bridge in the country to have vertical gardens with solar system and drip irrigation.
Which of the above is / are the things  discussed in the media ?
a)1 and 2 only
b)3 only
c)1 and 3 only
d)1,2 and 3

Ans:d
44) With reference to the DAY-NRLM, consider the following statement :

1. Deendayal Antodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM) is a flagship programme of the Ministry of Rural Development (MoRD) that seeks to alleviate rural poverty through building sustainable community institutions of the poor. 
2. The centrally sponsored programme is implemented in partnership with the State governments
3. Cumulatively, the Mission is being implemented in 4,459 blocks spread across 586 districts of 29 States and 5 Union Territories (UTs).
Which of the statements given above is / are correct ?
a)1 and 3 only
b)2 only
c)2 and 3 only
d)1,2 and 3
Ans: d

45)The number of consequential train accidents have decreased during the current year i.e. from 01/04/2017 to 31/03/2018 to 73 as compared to 104 numbers during the corresponding period of last year Consider the following  :

1. Automatic Train Protection (ATP) conforming to ETCS level-2 standards on the entire Indian Railway Broad Gauge (BG) network
2. technological aid to Loco Pilots for avoiding Signal Passing at Danger (SPAD) and over speeding.
3. An ATP called Auxiliary Warning System (AWS) is presently functional on 364 RKMs in the Mumbai suburban section of Central Railway (240 RKMs) and Western Railway (124 RKMs).
Which of the pairs given above is / are correct matched ?
a)1 and 3 only
b)2 only
c)2 and 3 only
d)1,2 and 3
Ans: d
46)Which of the following statements best describes         “ elements of   Basel III framework           “ ?
a) stricter requirements for the quality and quantity of regulatory capital, in particular reinforcing the central role of common equity
b) an additional layer of common equity - the capital conservation buffer - that, when breached, restricts discretionary pay-outs to help meet the minimum common equity requirement
c) a countercyclical capital buffer, which places restrictions on participation by banks in system-wide credit booms with the aim of reducing their losses in credit busts;  liquidity requirements - a minimum liquidity ratio, the Liquidity Coverage Ratio (LCR), intended to provide enough cash to cover funding needs over a 30-day period of stress; and a longer-term ratio, the Net Stable Funding Ratio (NSFR), intended to address maturity mismatches over the entire balance sheet; 
d) All the above

Ans: d

47)The FDI investment has been utilised for manufacturing of Rolling Stock (Coaches and Wagons including its parts), Signalling Equipment and Locomotives (Diesel and Electric) & parts of locomotives



In the context of the emerging  technologies , which one  of the following  applies to the above  scenario ?
(a) A Memorandum of Cooperation has been signed with Government of Japan for Mumbai-Ahmedabad High Speed Rail (MAHSR) project which includes transfer of technology and Make in India.
(b) Memorandum of Understanding (MoU) with China, France, Spain, South Korea, Japan, United Kingdom, Russia and Germany for cooperation in the area of High Speed Railways. .  
(c ) French Railway (SNCF),
(d)All the above
Ans: d

48)With reference to the     women farmers in India, consider the following statements :
1. In order to promote agro-ecological practices that increase women farmers’ income and reduce their input costs and risks,  Mahila Kisan Shashaktikaran Pariyojana (MKSP) has been implemented
2. about 8 lakh Mahila Kisans have been mobilized into 86,000 Producer Groups (PGs) which are federated into 126 Producer Companies (PCs).
3)These value chain development initiatives have contributed significantly to the farmers’ income from agriculture, horticulture, dairying, fisheries and Non-Timber Forest Produce (NTFP) related activities
Which of the statements given above is / are correct ?
(a) 1 only
(b) 2 only
(c ) Both and 1 and 2
(d)1  2 3
Ans : d
49) Which Four lakes that supply water to the Chennai city. They have water levels ranging from one-third to just above 3 per cent of their full capacity.
(a) Poondi
(b) Cholavaram,
(c ) Redhills and Chembarambakkam
(d)All the above
Ans: d
50) Which one of the following is very significant aspect of the ‘credit information’?
a) It means any information relating to  the amounts and the nature of loans or advances and other credit facilities granted by a banking company to any borrower or class of borrowers;
b)  Assets information
c) Deposits information
d) Shares information
Ans : a


51) Which one of the following best describes the term “ SECURITISATION “ sometimes in news ?
a) Securitisation involves pooling of homogeneous assets and the subsequent sale of the cash flows from these asset pools to investors.
b) The securitisation market is primarily intended to redistribute the credit risk away from the originators to a wide spectrum of investors who can bear the risk, thus aiding financial stability and provide an additional source of funding.
c) Banks can securitise loans only after a MHP counted from the date of full disbursement of loans for an activity/purpose; acquisition of asset (i.e., car, residential house etc.) by the borrower or the date of completion of a project, as the case may be.
d) All the above

Ans: d